commentary on the insurance regulatory and development authority act

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The IRDA has been constituted for the purposes of regulating and ensuring an orderly growth of the insurance sector. It is further conferred with a mandate to protect the interests of insurance policy holders. IRDA Act, came into force in April 2000 and during the past 16 years of the existence of IRDA, many desirable reforms cutting different aspects of the insurance sector have been brought about through issuance of regulations and circulars from time to time.

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