TCF Bank

TCF Bank

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TCF Bank

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TCF Bank is the wholly owned banking subsidiary of TCF Financial Corporation, a bank holding company headquartered in Wayzata, Minnesota. TCF Bank is nationally chartered and operates 440 bank branches.

TCF Bank is the 11th largest VISA Classic debit card issuer in the United States by sales volume.


TCF Bank, formerly Twin City Federal, has roots that can be traced to 1923. The current name was taken in the mid-1980s at the same time TCF Financial Corporation was formed as a holding company to take advantage of easing regulations and allow expansion. Several major purchases notwithstanding, TCF Bank has grown primarily through de novo expansion.

Anti Durban Amendment Action

As reported in the Minneapolis Star Tribune, TCF Financial Corporation filed a lawsuit October 12, 2010 against Federal Reserve chairman Ben Bernanke and the Fed's board of governors. The lawsuit seeks a court order declaring the Durbin amendment to the current financial reform bill unconstitutional and seeks an injunction barring its enforcement.The Durbin amendment allows the Federal Reserve to limit interchange fees to the bank's cost of authorizing, clearing and settling debit card transactions. The amendment was instigated by retailers, and is supported by consumer groups."Right now, consumers are footing the bill," said Doug Kantor of the Merchants Payments Coalition, a large group of retailers and retail trade associations....
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