United States National Bank

United States National Bank

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United States National Bank

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The United States National Bank of Galveston was a federally chartered bank in Galveston, Texas. It was founded in 1874 and was merged into Frost National Bank in 2000. It was the last of 33 banks chartered in the US that used the forbidden title "United States" in its name.


The bank was founded in 1874 by the Kempner family as Island City Savings Bank.

The Galveston bank would be the last to be chartered using this name, as in 1926 the United States Congress banned the use of the words "Reserve", "United States" and "Federal" in bank titles.

On May 3, 1982, Cullen/Frost Bankers, Inc. issued shares of common and redeemable preferred stock for all of the outstanding preferred and common stock of United States National Bancshares, Inc. and Galbank, Inc. which together owned all of the capital stock of United States National Bank of Galveston and Sugar...
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